TY - BOOK AU - Carbo, Santiago AU - Gardener, Edward P. M AU - Molyneux, Philip TI - Financial exclusion SN - 9781403990518 SN - 200406545 U1 - 332.108 CAR PY - 2005/// CY - Basingstoke, Hampshire PB - Palgrave Macmillan KW - Discrimination in financial services KW - Financial services industry - Customer services KW - Financial services industry - Government policy N1 - Includes bibliographical references and index ER -