TY - BOOK AU - Cummins, J. David AU - Santomero, Anthony M TI - Changes in the life insurance industry : efficiency, technology, and risk management SN - 9780792385356 SN - 99030333 U1 - 368.3200973 CUM PY - 1999/// CY - Dordrecht ; Boston PB - Kluwer Academic Publishers KW - Life insurance - United States N1 - Includes bibliographical references and index ER -