APA
Niemi-Kiesiläinen J., Ramsay I. & Whitford W. C. (2003). Consumer bankruptcy in global perspective. Oxford ; Portland, Or: Hart Pub.
Chicago
Niemi-Kiesiläinen Johanna, Ramsay Iain and Whitford William C. 2003. Consumer bankruptcy in global perspective. Oxford ; Portland, Or: Hart Pub.
Harvard
Niemi-Kiesiläinen J., Ramsay I. and Whitford W. C. (2003). Consumer bankruptcy in global perspective. Oxford ; Portland, Or: Hart Pub.
MLA
Niemi-Kiesiläinen Johanna, Ramsay Iain and Whitford William C. Consumer bankruptcy in global perspective. Oxford ; Portland, Or: Hart Pub. 2003.